Member Services

Savings Options

Need to save some money? A share savings account is the perfect account to get you started! The minimum deposit is only $25. You can avoid a monthly service charge by using one (1) of the following services:
  • Receiving your statement online by using Statement Express
  • Having a direct deposit post to your account each month
  • Having a loan balance with Upper Cumberland FCU
  • Keeping an aggregate of $1,000 in your accounts (under the same primary account number).
Want to open a child’s savings account? Just bring the child’s birth certificate, social security card, and the $25 minimum! There is no monthly service charge on a child’s savings account.

Regular Share Savings

A great budgeting tool for saving money. As the funds accumulate you may consider moving into a certificate account or other type of investment account.

Wish Account/Club Savings

A great budgeting tool for saving for vacation, holidays, emergencies, school, repairs, taxes, and insurance.

Christmas Club Savings

A great budgeting tool for savings for the holidays, winter heating bills, and property taxes. This account automatically transfers to your regular share savings account on November 1st of each year.



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Upper Cumberland Federal Credit Union is federally insured by the National Credit Union Administration.
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Routing #264182337
NCUA EHL America's Credit Unions