Member Services

Debit or ATM Card

ATM Card

Apply for an ATM card even if you do not have a UCFCU checking account. The ATM card can be used at the UCFCU ATM machines and CO-OP ATM’s for regular savings withdrawals. Since UCFCU is a part of the CO-OP ATM network you will have access to nearly 30,000 surcharge-free ATMs across the United States. Click here to find a CO-OP ATM now. Or you can call 1.888.748.3266, text a zip code to 91989 (services are free of charge, however standard data/SMS fees may apply) or download the app to your iPhone or Android. If the ATM card is used at foreign ATM machines you will pay foreign ATM transaction fees.

Debit Card

Apply for a Debit Card when you open your checking account. The debit card is a convenient way to make purchases and is a convenient way to access cash at the ATM machine or at many retailers. UCFCU is a part of the CO-OP ATM network – which gives you a network of nearly 30,000 surcharge-free ATMs across the United States. Click here to find a CO-OP ATM now. Or you can call 1.888.748.3266, text a zip code to 91989 (services are free of charge, however standard data/SMS fees may apply) or download the app to your iPhone or Android. If the Debit Card is used at foreign ATM machines you will pay foreign ATM transaction fees.

CO-OP ATM Network

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Upper Cumberland Federal Credit Union is federally insured by the National Credit Union Administration.
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NCUA EHL America's Credit Unions