Member Services

Savings Options

Need to save some money? A share savings account is the perfect account to get you started! The minimum deposit is only $25. You can avoid a monthly service charge by using one (1) of the following services:
  • Receiving your statement online by using Statement Express found in E-Branch
  • Having a direct deposit post to your account each month
  • Having a loan balance with Upper Cumberland FCU
  • Keeping an aggregate of $1,000 in your accounts (under the same primary account number).
Want to open a child’s savings account? Just bring the child’s birth certificate, social security card, and the $25 minimum! There is no monthly service charge on a child’s savings account.

Regular Share Savings

A great budgeting tool for saving money. As the funds accumulate you may consider moving into a certificate account or other type of investment account.

Wish Account/Club Savings

A great budgeting tool for saving for vacation, holidays, emergencies, school, repairs, taxes, and insurance.

Christmas Made Easy

The Christmas Club is a great budgeting tool for saving for the holidays, winter heating bills, and property taxes. This account automatically transfers to your regular share savings account on November 1st of each year


Save/Invest save/invest!

Upper Cumberland Federal Credit Union is federally insured by the National Credit Union Administration.
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Routing #264182337
NCUA EHL America's Credit Unions