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LOAN SPECIAL - For a limited time, UCFCU rates are starting at 2.85%*. Whether you’re close to home or on the go, let us help take you there with our NEW low rates on autos, boats (with motors), motorcycles, side-by-sides, and MORE! Apply today: https://ucfcu.org/loans_applications.htm.
*The actual Annual Percentage Rate you will receive will be based upon origination and/or other fees. Example: A $25,000 loan financed for 60 months at 2.85% and including $195 origination has an APR of 3.1650%. APR= Annual Percentage Rate. You will be informed of the annual percentage rate for which you qualify before you become contractually liable for the loan account. EXCLUDED LOANS: Mortgages, Credit Cards, Term Notes, Line of Credits, HELOC’s. Other restrictions may apply. UCFCU reserves the right to modify or cancel this loan promotion at any time. Must qualify for U.C.F.C.U. membership. U.C.F.C.U. is federally insured by NCUA.

UCFCU COVID-19 Loan Relief for Members - Many of you are worried about your finances right now, some more so than the virus itself! We would like to take a moment and remind you that we are here for you. If you find yourself facing financial hardship, PLEASE contact our loan department at 931.250.5122 to see what options are available during these stressful times! For those of you who already have an existing loan at UCFCU and are struggling, we have an "Interest Only" payment option available for you. You can find our "Interest Only" payment form here.

UCFCU Operations Notice: We love seeing our members face to face, but we don’t want to risk anyone getting sick from exposure to others who may come in sick while in our lobby. To protect the health and safety of our fellow members and community, we will be utilizing Social Distancing. During this time, we strongly encourage all members to utilize Upper Cumberland FCU’s E-Branch and other resources for self-service banking and 24/7 account access. We do expect to have a high volume of calls during this time, so we do apologize for any wait times you may experience when calling in. We know that many of you are also financially uncertain about the future. At UCFCU, we are federally insured by NCUA to make sure your assets are protected.