Creating a budget can often seem so complex! The more complicated it seems, the less you might be to make the effort. Unfortunately, you need a budget to help keep your spending in check and to ensure progress toward your short and long-term financial goals.
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What not to do with your irs tax refund
When you receive your tax refund, learning how to spend it wisely is your best bet. But you should also learn some of the ways you shouldn't be using it. Below, we've provided you with ideas on how to use your IRS tax refund and some ways you should probably avoid.
Dos & don'ts of getting your first credit card
Opening your first credit card can be both an exciting and daunting experience. On the one hand, a credit card offers more financial freedom and flexibility. On the other hand, you likely heard horror stories of people falling into a debt cycle that’s hard to escape.
Grow your tax refund with a certificate
As tax season rolls in, many people are looking forward to receiving a refund check. You might already have an idea of how you plan to spend it. But, while it can be fun to treat yourself, you also don’t want to lose sight of the many ways these funds can benefit you.
How to Protect Yourself from Rising Check Fraud
With the widespread transition to digital payments, the use of paper checks seems to be on the decline. However, check writing remains a popular payment preference for many businesses and people. Since checks are still widely used, it’s crucial to understand their susceptibility to fraud and how to protect your finances.
The Rise of peer-to-peer Payment scams
With payment apps like CashApp, Venmo, and Zelle, sending and receiving money is now quicker and easier than ever. Whether you're splitting a dinner bill, sending a friend money for concert tickets, or handling your portion of rent and utilities, peer-to-peer payment apps provide convenient payment with just a few taps.
However, with convenience sometimes comes risk.
Level Up Your Finances in the New Year
Every New Year’s Eve, people around the globe create resolutions to better themselves in the coming year. Financial matters consistently rank among these top self-improvements. Maybe it’s saving more money, reducing debt, obtaining a higher-paying job, or buying their first home. In this article, we’ll highlight how to set financial goals with intention, devise a plan to achieve them, and provide tools to accelerate your progress and boost your confidence.